Live Quote · NYSEBFHFinancial Services· Financial - Credit Services

Bread Financial Holdings, Inc.

$102.21 3.00%($-3.16)
TickerSpark Score
80/100
Strong
97
Valuation
90
Profitability
60
Growth
52
Health
100
Momentum

Built from real-time financials, refreshed daily. For a full Analyst Grade with bull/bear case, price targets, and qualitative risk analysis, generate a BFH research report →

52-Week Range86% of range
Low
$53.83
Current
$102.21
High
$109.91
Company Overviewwww.breadfinancial.com

About the company

Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs.

CEO
Ralph J. Andretta
IPO
2001
Employees
6,000
HQ
Columbus, OH, US

Price Chart

+70.69% · this period
$108.73$81.41$54.08Jul 02Dec 31Jul 02
Valuation
Market Cap
$4.13B
P/E
8.26
P/S
0.88
P/B
1.32
EV/EBITDA
6.01
Div Yield
0.88%
Profitability
Gross Margin
63.99%
Op Margin
14.00%
Net Margin
11.90%
ROE
17.08%
ROIC
6.81%
Growth & Income
Revenue
$4.70B · -2.06%
Net Income
$518.00M · 87.00%
EPS
$11.13 · 99.46%
Op Income
$614.00M
FCF YoY
12.53%
Performance & Tape
52W High
$109.91
52W Low
$53.83
50D MA
$92.76
200D MA
$75.74
Beta
1.13
Avg Volume
693.41K

Get TickerSpark's AI analysis on BFH

Create an account to generate AI analysis on any ticker — technical setup, analyst consensus, earnings watch, insider pulse, financial health, and peer context. Ready in about a minute.

Get Pro Access →

Already have an account? Log in

Form 4 · Filings

Recent insider transactions

Who's buying, who's selling, and how much.

DateInsiderTypeShares
Jun 15, 26Lakhwara Pranitiother1,638
Jun 15, 26Natarajan Rajeshother1,638
Jun 15, 26St Clair Joyceother1,638
Jun 15, 26Fawcett John J.other1,638
Jun 15, 26THERIAULT TIMOTHY Jother1,638
Jun 15, 26TURNEY SHAREN Jother1,638
Jun 15, 26Gerspach John Cother1,638
Jun 15, 26Tucker Laurie Anneother1,638
May 29, 26Andretta Ralph Jsell1,500
May 29, 26Andretta Ralph Jsell12,500
Coverage · BFH

Our BFH coverage

Recent articles, reports, and earnings notes.

View all →
For Active Investors

Want a deeper read on BFH?

Generate a full analyst-grade report — bull/bear case, price targets, valuation depth, and a complete financial breakdown.

Generate BFH report →
Internal Compare

Similar companies

Peers in the same neighborhood.