Citizens Financial Services, Inc.
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About the company
Citizens Financial Services, Inc. functions as the parent company for First Citizens Community Bank, providing a comprehensive array of financial solutions and banking services to a diverse clientele, including individuals, businesses, government entities, and institutions. Its core offerings encompass various deposit instruments such as checking, savings, and certificate of deposit accounts.
- CEO
- Randall E. Black
- IPO
- 1999
- Employees
- 389
- HQ
- Mansfield, PA, US
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Peers in the same neighborhood.
- Market Cap
- $381.80M
- P/E
- 9.27
- Fwd P/E
- 9.13
- PEG
- 0.31
- P/S
- 2.17
- P/B
- 1.08
- EV/EBITDA
- 14.04
- Div Yield
- 2.54%
- Gross Margin
- 65.87%
- Op Margin
- 28.62%
- Net Margin
- 23.34%
- ROE
- 12.05%
- ROIC
- 1.29%
Latest fiscal year · YoY change
- Revenue
- $173.24M+2.7%
- Gross Profit
- $109.70M+11.8%
- Op Income
- $45.09M
- Net Income
- $36.57M+31.5%
- EPS
- $7.62+31.4%
- OCF Growth
- +10.1%
- FCF Growth
- +10.6%
- 52W High
- $84.65
- 52W Low
- $52.35
- 50D MA
- $80.86
- 200D MA
- $68.77
- Beta
- 0.39
- RSI (14)
- 47
- Avg Volume
- 34.33K
No earnings-call transcripts are available for CZFS yet.
- Free Float
- 93.6%
- Shares Outstanding
- 4.80M
- Float Shares
- 4.50M
of shares held by institutions
90 13F filers
Buy/sell ratio 3.75. Sells can include pre-scheduled 10b5-1 plan sales, not just discretionary selling.
Top institutional holders
Largest 13F positions, with quarter-over-quarter change.
| Holder | Shares | Δ Quarter |
|---|---|---|
| Blackrock, Inc. | 354.55K | ▲ 23.26K |
| Vanguard Group Inc | 253.40K | ▲ 6.66K |
| Vanguard Capital Management LLC | 200.79K | ▼ 912 |
| Geode Capital Management, LLC | 119.81K | ▲ 7.35K |
| Citizens & Northern Corp | 117.06K | 0 |
| State Street Corp | 92.83K | ▼ 1.09K |
| Hudock, Inc. | 78.09K | ▲ 37.30K |
| American Century Companies Inc | 44.11K | ▼ 78 |
| Sixth Street Partners Management Company, L.P. | 38.70K | ▲ 38.70K |
| Charles Schwab Investment Management Inc | 38.70K | ▲ 1.08K |
| Northern Trust Corp | 37.37K | ▲ 283 |
| Vanguard Fiduciary Trust Co | 32.19K | ▲ 1.65K |
Held by 137 ETFs
Biggest fund positions in CZFS by dollar value.
Recent insider transactions
Who's buying, who's selling, and how much.
| Date | Insider | Type | Shares |
|---|---|---|---|
| Sep 22, 26 | LANDY R JOSEPH | other | 40 |
| Sep 15, 26 | LANDY R JOSEPH | other | 70 |
| Sep 15, 26 | DePaola Rinaldo A | other | 70 |
| Sep 15, 26 | Hilfiger Janie M | other | 70 |
| Sep 15, 26 | Painter John P II | other | 70 |
| Sep 15, 26 | Behm John D | other | 70 |
| Sep 15, 26 | BOWER JOSEPH B JR | other | 70 |
| Sep 15, 26 | Freeman Thomas E. | other | 70 |
| Sep 15, 26 | KUNES CHRISTOPHER W | other | 70 |
| Sep 15, 26 | Chappell Robert W | other | 70 |
A “Sell” may be a pre-scheduled 10b5-1 plan sale rather than a discretionary decision — read insider selling with that in mind.
Our CZFS coverage
Recent articles, reports, and earnings notes.
No research on CZFS yet
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Generate CZFS report →Citizens Financial Services (CZFS) Could Be a Great Choice
zacks.com · Oct 2
BlackRock Inc. Acquires Shares of 354,551 Citizens Financial Services Inc. $CZFS
defenseworld.net · Sep 3
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
zacks.com · Aug 31
Despite Recent Gains, Opportunity Remains With Citizens Financial Services
seekingalpha.com · Aug 30
7,797 Shares in Citizens Financial Services Inc. $CZFS Bought by Great Lakes Advisors LLC
defenseworld.net · Aug 24
All You Need to Know About Citizens Financial Services (CZFS) Rating Upgrade to Strong Buy
zacks.com · Aug 14
Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
zacks.com · Aug 14
Best Momentum Stocks to Buy for August 14th
zacks.com · Aug 14
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