Citizens Financial Services, Inc.
Built from real-time financials and updated daily. For a full Analyst Grade with bull/bear case, price targets, and qualitative risk analysis, generate a CZFS research report →
Companywww.firstcitizensbank.com
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts.
- CEO
- Randall E. Black
- IPO
- 1999
- Employees
- 379
- HQ
- Mansfield, PA, US
Price Chart
Valuation
- Market Cap
- $311.82M
- P/E
- 7.92
- P/S
- 1.78
- P/B
- 0.91
- EV/EBITDA
- 9.87
- Div Yield
- 3.07%
Profitability
- Gross Margin
- 64.77%
- Op Margin
- 27.70%
- Net Margin
- 22.50%
- ROE
- 11.89%
- ROIC
- 6.76%
Growth & Income
- Revenue
- $173.24M · 2.75%
- Net Income
- $36.57M · 31.47%
- EPS
- $7.62 · 31.38%
- Op Income
- $45.09M
- FCF YoY
- 10.57%
Performance & Tape
- 52W High
- $69.58
- 52W Low
- $49.99
- 50D MA
- $63.45
- 200D MA
- $60.37
- Beta
- 0.40
- Avg Volume
- 8.09K
Get TickerSpark's AI analysis on CZFS
Pro members can request AI-generated analysis on any ticker — technical setup, analyst consensus, earnings watch, insider pulse, financial health, and peer context. Ready in about a minute.
Get Pro Access →30-day money-back guarantee · cancel anytime
Recent Insider Transactions
| Date | Insider | Type | Shares |
|---|---|---|---|
| May 12, 26 | Painter John P II | buy | 140 |
| May 4, 26 | LANDY R JOSEPH | other | 40 |
| Apr 30, 26 | Hilfiger Janie M | other | 99 |
| Apr 30, 26 | Painter John P II | other | 99 |
| Apr 30, 26 | BOWER JOSEPH B JR | other | 99 |
| Apr 30, 26 | Chappell Robert W | other | 99 |
| Apr 30, 26 | Freeman Thomas E. | other | 99 |
| Apr 30, 26 | KUNES CHRISTOPHER W | other | 99 |
| Apr 30, 26 | LANDY R JOSEPH | other | 99 |
| Apr 30, 26 | DePaola Rinaldo A | other | 99 |
Our CZFS Coverage
We haven't published any research on CZFS yet
For a full analyst-grade research report — grades, price targets, full financials, chart analysis — generate one on demand.
Generate CZFS Report →