First Carolina Financial Services
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Range $14 – $15
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About the company
First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses. The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services.
- CEO
- Ronald A. Day
- IPO
- 2026
- Employees
- 263
- HQ
- Raleigh, NC, US
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- Market Cap
- $387.15M
- P/E
- 31.70
- Fwd P/E
- 13.47
- PEG
- 0.32
- P/S
- 3.68
- P/B
- 0.74
- EV/EBITDA
- 24.79
- Div Yield
- 0.00%
- Gross Margin
- 60.33%
- Op Margin
- 13.26%
- Net Margin
- 10.56%
- ROE
- 2.81%
- ROIC
- 0.32%
Latest fiscal year · YoY change
- Revenue
- $211.96M+196.3%
- Gross Profit
- $112.43M+57.2%
- Op Income
- $15.55M
- Net Income
- $12.20M-41.7%
- EPS
- $0.40-42.0%
- OCF Growth
- -42.0%
- FCF Growth
- -44.0%
- 52W High
- $13.40
- 52W Low
- $12.17
- 50D MA
- $12.69
- 200D MA
- $12.71
- Beta
- 1.24
- RSI (14)
- 49
- Avg Volume
- 146.30K
No earnings-call transcripts are available for FCBM yet.
- Free Float
- 32.6%
- Shares Outstanding
- 30.25M
- Float Shares
- 9.87M
of shares held by institutions
31 13F filers
Top institutional holders
Largest 13F positions, with quarter-over-quarter change.
| Holder | Shares | Δ Quarter |
|---|---|---|
| Banc Funds Co LLC | 1.34M | ▲ 1.34M |
| Wellington Management Group Llp | 1.18M | ▲ 1.18M |
| Mendon Capital Advisors Corp | 700.00K | ▲ 700.00K |
| Rmb Capital Management, LLC | 642.70K | ▲ 642.70K |
| Endeavour Capital Advisors Inc | 480.00K | ▲ 480.00K |
| Adage Capital Partners Gp, L.L.C. | 425.00K | ▲ 425.00K |
| Emerald Mutual Fund Advisers Trust | 414.09K | ▲ 414.09K |
| Fourthstone LLC | 377.23K | ▲ 377.23K |
| General American Investors Co Inc | 207.61K | ▲ 207.61K |
| Alliancebernstein L.P. | 136.00K | ▲ 136.00K |
| Algebris (Uk) Ltd | 130.89K | ▲ 130.89K |
| Citadel Advisors LLC | 102.18K | ▲ 102.18K |
Held by 29 ETFs
Biggest fund positions in FCBM by dollar value.
Our FCBM coverage
Recent articles, reports, and earnings notes.
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First Carolina Financial Services Announces CFO Retirement
businesswire.com · Sep 18
First Carolina Financial Services Reports Net Income of $5.1 Million, or $0.20 Per Diluted Share, for the Second Quarter of 2026
businesswire.com · Jul 30
First Carolina Financial Services Announces Realignment of Executive Roles
businesswire.com · Jul 16
First Carolina Financial Services Rings NYSE Closing Bell to Celebrate Initial Public Offering
businesswire.com · Jun 22
First Carolina Financial Services Announces Pricing of Initial Public Offering
businesswire.com · Jun 17
First Carolina Financial Seeks IPO On Slow Growth And Pricey Valuation
seekingalpha.com · Jun 10
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