Franklin Financial Services Corporation
Built from real-time financials, refreshed daily. For a full Analyst Grade with bull/bear case, price targets, and qualitative risk analysis, generate a FRAF research report →
Price Chart
About the company
Franklin Financial Services Corporation (FRAF) operates as the parent company for Farmers and Merchants Trust Company of Chambersburg, delivering a comprehensive array of financial solutions. This includes commercial, retail banking, and trust services for a diverse clientele, comprising individuals, small and medium-sized businesses, governmental entities, and non-profit organizations throughout Pennsylvania. The company provides various deposit options, such as checking, savings, money market, and time deposit accounts, alongside demand deposits.
- CEO
- Craig W. Best
- IPO
- 1994
- Employees
- 306
- HQ
- Chambersburg, PA, US
Get TickerSpark's AI analysis on FRAF
Create an account to generate AI analysis on any ticker — technical setup, analyst consensus, earnings watch, insider pulse, financial health, and peer context. Ready in about a minute.
Get Pro Access →Already have an account? Log in
Similar companies
Peers in the same neighborhood.
- Market Cap
- $284.19M
- P/E
- 11.50
- Fwd P/E
- 10.92
- PEG
- 0.17
- P/S
- 2.10
- P/B
- 1.55
- EV/EBITDA
- 9.28
- Div Yield
- 2.12%
- Gross Margin
- 67.36%
- Op Margin
- 22.72%
- Net Margin
- 18.24%
- ROE
- 14.00%
- ROIC
- 5.94%
Latest fiscal year · YoY change
- Revenue
- $133.55M+17.3%
- Gross Profit
- $85.92M+26.5%
- Op Income
- $26.27M
- Net Income
- $21.23M+91.2%
- EPS
- $4.74+88.8%
- OCF Growth
- +16.9%
- FCF Growth
- +28.1%
- 52W High
- $65.41
- 52W Low
- $43.47
- 50D MA
- $62.91
- 200D MA
- $56.94
- Beta
- -0.02
- RSI (14)
- 53
- Avg Volume
- 36.61K
No earnings-call transcripts are available for FRAF yet.
- Free Float
- 92.8%
- Shares Outstanding
- 4.49M
- Float Shares
- 4.17M
of shares held by institutions
85 13F filers
Buy/sell ratio 1.71. Sells can include pre-scheduled 10b5-1 plan sales, not just discretionary selling.
Top institutional holders
Largest 13F positions, with quarter-over-quarter change.
| Holder | Shares | Δ Quarter |
|---|---|---|
| Blackrock, Inc. | 292.50K | ▲ 27.03K |
| Vanguard Group Inc | 234.01K | ▲ 7.93K |
| Vanguard Capital Management LLC | 186.38K | ▲ 2.97K |
| Geode Capital Management, LLC | 112.89K | ▲ 13.04K |
| American Century Companies Inc | 86.34K | ▲ 37.52K |
| Arrowstreet Capital, Limited Partnership | 75.44K | 0 |
| State Street Corp | 71.69K | ▼ 249 |
| Elizabeth Park Capital Advisors, Ltd. | 63.91K | 0 |
| Bridgeway Capital Management, LLC | 62.78K | ▲ 3.71K |
| Dimensional Fund Advisors LP | 49.40K | ▲ 7 |
| Logan Capital Management Inc | 40.55K | ▲ 40.55K |
| Marshall Wace, Llp | 36.67K | ▼ 6.32K |
Held by 112 ETFs
Biggest fund positions in FRAF by dollar value.
Recent insider transactions
Who's buying, who's selling, and how much.
| Date | Insider | Type | Shares |
|---|---|---|---|
| Sep 28, 26 | Snook Gregory I | other | 103 |
| Sep 28, 26 | Kerlin Stanley J | other | 125 |
| Sep 28, 26 | Fisher Daniel J | other | 78 |
| Sep 28, 26 | ELLIOTT G WARREN | other | 39 |
| Sep 28, 26 | Duffey Gregory A | other | 51 |
| Sep 28, 26 | Craig Kevin W | other | 172 |
| Aug 26, 26 | Duffey Gregory A | buy | 16 |
| Jul 31, 26 | Weaver Matthew D | other | 2,250 |
| Jul 31, 26 | Weaver Matthew D | other | 1,070 |
| Jul 31, 26 | Weaver Matthew D | other | 2,250 |
A “Sell” may be a pre-scheduled 10b5-1 plan sale rather than a discretionary decision — read insider selling with that in mind.
Our FRAF coverage
Recent articles, reports, and earnings notes.
No research on FRAF yet
For a full analyst-grade research report — grades, price targets, financials, chart analysis — generate one on demand.
Generate FRAF report →Franklin Financial Services (NASDAQ:FRAF) and JPMorgan Chase & Co. (NYSE:JPM) Head to Head Review
defenseworld.net · Sep 17
292,503 Shares in Franklin Financial Services Corp. $FRAF Bought by BlackRock Inc.
defenseworld.net · Sep 4
Franklin Financial Services (NASDAQ:FRAF) vs. Cib Marine Bancshares (OTCMKTS:CIBH) Head-To-Head Contrast
defenseworld.net · Aug 11
7 Dividend Stocks You Must Buy Immediately to Get Paid in August
247wallst.com · Aug 5
Franklin Financial Q2 Earnings Rise Y/Y on Higher Net Interest Income
zacks.com · Jul 27
Franklin Financial Reports Second Quarter and Year-to-Date 2026 Results; Declares Dividend
gurufocus.com · Jul 24
Franklin Financial Reports Second Quarter and Year-to-Date 2026 Results; Declares Dividend
prnewswire.com · Jul 24
CMTV vs. FRAF: Which Community Bank Stock Is the Better Buy?
zacks.com · Jul 23
Headlines from third-party outlets — TickerSpark isn't affiliated with these sources.