Upstart Holdings, Inc.
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About the company
Upstart Holdings, Inc. , together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.
- CEO
- Paul Gu
- IPO
- 2020
- Employees
- 1,405
- HQ
- San Mateo, CA, US
Price Chart
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- Market Cap
- $2.82B
- P/E
- 57.85
- P/S
- 2.43
- P/B
- 3.90
- EV/EBITDA
- 52.66
- Div Yield
- 0.00%
- Gross Margin
- 95.67%
- Op Margin
- 4.23%
- Net Margin
- 4.25%
- ROE
- 6.59%
- ROIC
- 1.77%
- Revenue
- $1.08B · 58.87%
- Net Income
- $53.60M · 141.69%
- EPS
- $0.56 · 138.89%
- Op Income
- $54.33M
- FCF YoY
- -194.21%
- 52W High
- $87.30
- 52W Low
- $23.96
- 50D MA
- $31.27
- 200D MA
- $37.23
- Beta
- 2.27
- Avg Volume
- 4.54M
Recent insider transactions
Who's buying, who's selling, and how much.
| Date | Insider | Type | Shares |
|---|---|---|---|
| Jun 9, 26 | Datta Sanjay | sell | 15,000 |
| May 29, 26 | Wennes Timothy H | other | 6,476 |
| May 29, 26 | Terry Hilliard C. III | other | 6,476 |
| May 29, 26 | Hentges Mary | other | 6,476 |
| May 29, 26 | Bernard Peter J | other | 6,476 |
| May 29, 26 | Cooper Kerry Whorton | other | 6,476 |
| May 29, 26 | O'Kelly Ciaran | other | 6,476 |
| May 28, 26 | Wennes Timothy H | other | 0 |
| May 26, 26 | Mirgorodskaya Natalia | sell | 974 |
| May 20, 26 | Darling Scott | sell | 6,634 |
Our UPST coverage
Recent articles, reports, and earnings notes.
What to Watch as Old Glory Bank's SPAC Merger Heads to a Vote
Old Glory Bank is a digital-first, FDIC-insured bank focused on personal and small-business banking, and it is going public through a merger with Digital Asset Acquisition Corp. (DAAQ), with closing expected in Q2 2026. The setup is attractive if you believe in the brand-led growth story, but shareholders should watch redemption risk, dilution from warrants, and whether the financing package actually lands as disclosed.
Happen, Inc. IPO Preview: Rebrand Confusion Clouds the Listing
Happen, Inc. Common Stock is expected to list on NASDAQ on 2026-06-22, but the price range has not been disclosed. The key question is whether this is a true IPO or a ticker change tied to LendingClub’s Happen Bank rebrand; the setup favors caution until the filing trail is clear.
7 AI in Finance Stocks Worth Watching Right Now
These seven stocks offer different ways to invest in AI across lending, fraud, compliance, workflow software, and financial infrastructure.
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Similar companies
Peers in the same neighborhood.
Upstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know
zacks.com · Jul 16
Upstart Holdings Inc (UPST) Stock Up 4.5% and Still Undervalued -- GF Score: 61/100
gurufocus.com · Jul 9
Upstart Holdings, Inc. (UPST) Registers a Bigger Fall Than the Market: Important Facts to Note
zacks.com · Jul 8
Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It
zacks.com · Jul 8
Upstart Stock Analysis: Buy or Sell This AI Stock?
fool.com · Jul 7
Upstart to Announce Second Quarter 2026 Results on August 4, 2026
businesswire.com · Jul 6
Stock Market Today, July 6: Southeast Asian Mobility Upstart Grab Falls as Uber CEO Exits Board
fool.com · Jul 6
Fintech Stocks in Focus as AI and Digital Payments Reshape Finance
zacks.com · Jul 6
Headlines from third-party outlets — TickerSpark isn't affiliated with these sources.
Community Sentiment
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