Bryan Perry's Cash Machine is promoting the “Safe 14.1% Income Fund.” We trace the clues and test its 14.1% yield and ex-dividend deadline.
One promotion, several names — all of them point to the same pitch, and the same stock.
“This Safe 14.1% Income Fund Goes Ex-Dividend On Aug 12, 2026 (estimated)” is the headline Bryan Perry's Cash Machine uses to promote its report, “Safe Income Fund Goes Ex-Dividend: Buy Now.” The pitch frames this as a little-known way to collect a 14.1% income stream from a fund tied to the Nasdaq-100.
The sales copy promises monthly distributions, professional options management, and an imminent ex-dividend date. It tells readers to act within 48 hours. We identify the fund below with 93/100 confidence, although the advertised ex-dividend date doesn't match the fund's published schedule.
The useful clues are unusually specific: full Nasdaq-100 replication, a data-driven covered-call overlay, monthly payments around 14.1%, and a collection of institutional-holder figures. The promotion also leans hard on the Aug. 12, 2026 ex-dividend date as the reason to buy now.
The same pitch is also branded as “14.1% Income Fund,” “14.1% Income Play,” and “Little-Known Income Fund.” Those names refer to the same Cash Machine promotion, not separate funds.
The answer is the NEOS Nasdaq-100 High Income ETF, ticker QQQI. Its identity is a strong match, with 93/100 confidence.
The core clue is NEOS's own description of QQQI: full replication of the Nasdaq-100 combined with professional options management and a data-driven call-option overlay. NEOS also lists a 14.01% distribution rate as of July 31, 2026, with monthly distributions averaging 1.17% of NAV. Its marketing collateral shows 14.10%, which explains the headline's number.
The institutional clues mostly point to QQQI as well. LPL Financial, Stifel Financial, Capital Investment Advisory Services, and Susquehanna International Group all appear in holder records, though some of the promotion's exact figures don't survive the check. The separate “Double-Digit Payers for 2026” bonus report is less settled: ARMOUR Residential REIT, ticker ARR, fits a generic high-yield-and-upside screen, but its inclusion in that Cash Machine report couldn't be established. That lead is only an 18/100 guess.
The offer bundles a bonus report that teases its own stock. These get a sentence or two of copy each, so the evidence is much thinner than for the main pick and what follows is our best reading rather than a confident answer.
| Bonus report | Our best guess | Confidence |
|---|---|---|
| Double-Digit Payers for 2026 | ARR — ARMOUR Residential REIT, Inc. | 18/100 — best guess |
The 13 claim-by-claim checks below separate the parts that match NEOS's materials from the date, performance, and ownership claims that are overstated or can't be verified. The distinction matters here: the product identification is strong even though several pieces of the sales copy wobble.
| The promotion claims | Verdict | What we found |
|---|---|---|
| QQQI combines full Nasdaq-100 replication with professional options management and data-driven covered calls | Checks out | NEOS's QQQI fact sheet describes full replication of the Nasdaq-100, professional options management, and a data-driven option overlay; the QQQI fund page describes its data-driven call-option strategy. |
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The promotion says to act within 48 hours because QQQI supposedly goes ex-dividend on Aug. 12, 2026. NEOS's published distribution schedule says Aug. 19 is both the ex-dividend and record date, with the distribution payable Aug. 21. The advertised Aug. 12 date is simply not the date on NEOS's schedule.
We received this campaign on one day, Aug. 7, 2026. That's too thin a record to judge whether the 48-hour deadline rolls, so there's no week-long countdown to expose here. The checkable event is real, but the date attached to it in the promotion is wrong.
The pitch's central claim is simple: Nasdaq-100 exposure plus a covered-call strategy produces roughly 14.1% in monthly income, so this is a safe fund to buy before its imminent ex-dividend date.
The first two links hold up. QQQI does track the Nasdaq-100 and use a data-driven options overlay, and NEOS reports a distribution rate around 14.1%. The weak link is “safe.” A high distribution rate isn't a guarantee of income or capital preservation, and NEOS's materials describe a strategy and a rate, not a risk-free return.
The ex-dividend trigger is where the copy loses its footing. NEOS lists Aug. 19, not Aug. 12, and the promotional 19.88% one-year figure can't be reproduced from the stated dates: QQQI's closing price rose 3.9% from Aug. 7, 2025 to Aug. 7, 2026, excluding distributions, while NEOS reports an 18.62% one-year total return for its own reporting period. Those are different measurements, not a clean confirmation.
On its own merits, QQQI could make sense for someone seeking Nasdaq-100 exposure with monthly cash distributions and who understands the trade-offs of an options overlay. But “14.1%” is an income target or distribution rate, not a safety certificate. The fund may be interesting; the deadline claim isn't.
How confident are we? 93 out of 100. We identified NEOS Nasdaq-100 High Income ETF (QQQI) from the promotion's own clues and checked 13 of its claims against filings, earnings calls, ownership records, market data and public reporting. This is our analysis, not the publisher's disclosure — we have no relationship with them.
Knowing which stock it is only gets you halfway. We score QQQI on valuation, profitability, growth, financial health and momentum — and reach our own conclusion, independent of how it was sold to you.
See the QQQI data →Independent of the promotion — our own numbers, score and analysis.
Everything we track on QQQI in one place — the TickerSpark Score, price charts, key financials, and our latest coverage.
| Checks out |
| NEOS lists QQQI's distribution rate at 14.01% as of July 31, 2026, with monthly distributions averaging 1.17% of NAV; NEOS marketing collateral also shows 14.10%. |
| QQQI goes ex-dividend on Aug. 12, 2026, with the record date two business days earlier | Contradicted | NEOS's QQQI distribution schedule lists Aug. 19, 2026 as the ex-dividend date and the record date, with the distribution payable Aug. 21; it does not list Aug. 12. |
| QQQI's share price rose 19.88% over the past 12 months including dividends | Can't verify | QQQI's closing-price history rose 3.9% from Aug. 7, 2025 to Aug. 7, 2026, but that excludes distributions; NEOS reports an 18.62% one-year total return for its stated reporting period, not 19.88% for the promotion's unspecified date. |
| An institutional investor owns exactly 1,021,337 QQQI shares | Overstated | Fintel and Quiver's 13F-based QQQI holder records identify Morgan Stanley with 1,021,805 shares, close to but different from the promoted 1,021,337-share figure. |
| Tyler-Stone Wealth Management owns over $7.9 million of QQQI | Contradicted | No 2026 SEC filing located for Tyler-Stone shows a QQQI position, while QQQI holder tables list Stonecrest Wealth Management with 103,394 shares valued at about $5.87 million; the promotion appears to conflate two different firms. |
| LPL Financial owns over $8.2 million of QQQI | Checks out | LPL Financial's SEC Form 13F for the quarter ended March 31, 2026 reported 2,164,355 QQQI shares; at QQQI's Aug. 7 market price of $55.126, that position was worth roughly $119.3 million. |
| Stifel Financial owns $7.8 million of QQQI | Checks out | InsiderSet's QQQI institutional-holder table reports Stifel Financial with 156,758 shares valued at $7,789,358, which rounds to the promoted $7.8 million. |
| Capital Investment Advisory Services is a QQQI institutional holder | Checks out | Fintel's manager holdings page for Capital Investment Advisory Services lists QQQI among its reported holdings. |
| Susquehanna International Group is a QQQI institutional holder | Checks out | Fintel's QQQI holder table lists Susquehanna International Group with reported QQQI common shares and separate options exposure. |
| ARR currently pays at least 10% and has analyst-implied upside over the next year | Checks out | ARMOUR's investor-relations page shows a $0.24 monthly common dividend, or $2.88 annualized; at ARR's $16.81 market price that is about a 17.1% indicated yield. MarketBeat's consensus target of $18.50 implies roughly 10% upside. |
| ARR was included in Cash Machine's Double-Digit Payers for 2026 report | Can't verify | The Cash Machine report's complete recommendation list is not publicly available, and neither ARMOUR's investor-relations materials nor an accessible report page confirms ARR's inclusion. |
| The bonus report contains multiple double-digit income recommendations | Can't verify | The public materials available do not reveal the report's full recommendation list, so its number of qualifying recommendations cannot be checked. |
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